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Car Insurance in Ajman, UAE
Getting a car insurance plan in the UAE is important for every vehicle owner. Most of you would know that having auto insurance in Ajman is mandatory for all vehicles. The insurance not only saves you from getting into the problem of financial instabilities but also ensures that you don’t go through the trouble of filling third-party liabilities in case of an accident. This is why the UAE government made it legally important for all car owners to buy car insurance.
Even though you drive SUV or a family runaround, PitStopArabia has got you covered by offering trusted car insurance plans. Our insurance company in Ajman has built policies that match your needs to make the purchasing process of the right car insurance easy and quick.
Benefits of having Car Insurance Ajman
- An insurance company provides financial protection against damages that happen to the car.
- If third-party injury or death happens, it provides unlimited liability.
- The insurance plan gives great peace of mind to the policyholder and passengers during driving.
- Buy add-ons for your vehicle security and safety.
- Expanded geographic coverage outside the UAE to cover jurisdictions other than the UAE.
- Insurance coverage against some malicious acts like riots.
- PitStopArabia offers financial safety for your car and property.
- Provides property damage indemnity in the event of third-party damage.
- Complete reliable and trustable financial security when accidents, theft, and natural disasters occurs.
- A replacement vehicle is available in case of emergency for car owners.
- Off-road coverage allows vehicle owners to drive their vehicles comfortably on desert terrains.
Steps To Claim Auto Insurance In Ajman
PitStopArabia is the leading and the most reliable insurance company in the UAE. It strictly adheres to the UAE insurance laws and policies. Being one of the trusted insurance providers, we help policyholders to get benefits from a fast and transparent claim process. Here are 4 simple steps every car owner must follow
1-Contact Police & Report Incident
If you get into an accident, call the police. They will come and examine the whole situation, cars, and drivers involved in the incident. According to the UAE rule, the police will give the drivers a red or green card and get their contact details. Once the process of the police report has been done, the insurance provider will then process your claim request.
2-Inform Car Insurance Provider
After the police inspection, contact your insurance provider and give all your details like policy id/ number, name, and more information that has been asked from you. Explain the whole incident to them and request coverage. From then, your auto insurance provider will guide you further. They would ask you for some documents like police reports, accident pictures(if you have clicked any), driving license, etc.
3-Click Photos Of Accident
If you are not severely injured in the incident, then click some of the pictures of your vehicle. Some insurance providers will ask for the photos from you as evidence while processing your claim request. So, check if you can easily take pics of some of the wrecks for evidence. Moreover, If your car breaks down, you can contact the insurance provider without worrying to contact the police.
4-Re-Check Your Insurance Policy
After the completion of the claim process, check your insurance policy again and see what coverages you can get. However, you will be well aware of all the coverage details you can get while buying the policy, but it would be great if you proofread the policy again. This will help you not get tricked by your insurance provider and not get less coverage.
Types Of Vehicle Insurance In Ajman, UAE
COMPREHENSIVE CAR INSURANCE
- Protection against third-party liability.
- Car damages occur because of the car owner.
- Damages due to fire and theft.
- Coverage of the car accidents for the driver and passengers.
- Coverage for Natural catastrophe
THIRD-PARTY LIABILITY CAR INSURANCE
- Mandatory and available by the UAE law.
- Affordable insurance plan with add-ons.
- Protection against third-party liabilities.
What Does Car Insurance Include?
- Repair coverage for insured vehicle breakdown.
- Roadside assistance for the insured cars involved in an accident.
- Car extraction through a crane for insured cars.
- Tyre replacement services.
- Dead battery assistance for dead batteries during the journey.
- Have the advantage to add 5-year agency repair expenses to your insurance plan.
- Personal accidental coverage for the driver and passengers.
- Medical Coverage for driver and passenger within 24 hours of the accident.
- Cover damages occur to the car when driven off-road.
- Car recovery services like vehicle towing, tyre replacement, battery service, and more.
- Compensation for the lost or damaged things in the insured vehicle.
- Key replacement coverage for stolen or damaged keys.
- Complete financial coverage of a new car if it is not older than 6 months.
- Comprehensive coverage for your car damage happens because of natural disasters.
What Does Car insurance not Include?
- General maintenance coverage is not included in the insurance plan.
- Mechanical repair expenses depend on the manufacturer's warranty.
- No insurance if the person is driving the car is under the influence of alcohol or drugs.
- Engine damage due to oil leakage will not be covered.
- No insurance coverage for the person who drives a car and has no valid driving license.
Top Car Insurance Companies In Ajman
Salama Takaful Insurance Company
Salama insurance company is the oldest insurance provider in the United Arab Emirates, offering a range of Sharia-compliant insurance products. This insurance company has been founded in 1979 providing a comprehensive car insurance plan with a variety of benefits, making it a top car insurance company. It is an illustrious star in the Takaful insurance industry from the beginning.
Abu Dhabi National Takaful Company
Abu Dhabi National Takaful Company is committed to providing ideal, trustable, and customized insurance solutions in the UAE. It was founded in 2003 and registered as the first Takaful Insurance Company and is based in Abu Dhabi. One of the best car insurance companies in the United Arab Emirates.
Adamjee Insurance Company
Adamjee Insurance Company is one the companies that are on the top list of the reliable companies whenever you talked about it. It has worked with the Ministry of Economy and has been founded in 1960 as a public entity registered on the Pakistan Stock Exchange. Adamjee is a leading provider of comprehensive automobile insurance in the UAE having several diverse business lines.
Oman insurance is one of the most trustable insurance companies in the UAE based in Dubai, while operates in all the emirates including 15 branches of Oman and Qatar. It is known for its business portfolio with a range of health and property insurance benefits. This leading insurance company in Ajman offer a complete list of specialized third-party car insurance plan to the car owners.
Calculating Your Car Insurance
- Purpose of Your Car Usage
- Your Claims History
- Number of Driving Years
- Car Manufacturer and Model
- Car’s Manufacture Year?
- Market Value of the Vehicle
Documents Required For Auto Insurance Ajman
A wide list of documents is required when you plan to buy a car insurance plan. If you buy auto insurance in Ajman online, then you will need a scanned copy of all the documents. Although, if you purchase car insurance offline, physical copies and original documents will be required. Following the list you would need:
- Car registration document. You should have a physical copy of the registration card if you apply offline.
- Car make and model, chassis number, and other details related to your vehicle.
- Your driving license
- Your passport
- Utility bill for address proof
- Emirates ID
Filing Insurance Claim
Filing your insurance claim is simple. You just have to contact your support team and our company will immediately assign a dedicated insurance provider that will process your claim right away. Just explain everything that happened and our expert will guide you further. The whole claiming process is hassle-free and our company will cover all the necessary points of the policy.
Our team will take action right away without wasting a moment.
Why Get Car Insurance In Ajman From PitStopArabia
- Biggest Car Insurance Company in the regional areas.
- Long-term relationships with a global network of car insurance providers.
- A top-rated and trustable car service provider in Ajman, UAE.
- Hassle-free insurance coverage with dedicated and expert car insurance assistance.
- Get special discount offers on tyre purchases.
- Get a range of additional cover benefits for your car.
- General services like tyre replacement.
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review by Saqib Dodhy
It was surprisingly easy and fast. I requested a car insurance quote and got multiple options within the next few minutes. All the options were captivating which is suitable for me to settle with any one of them. I would surely recommend it to friends.
review by Christopher Obrien
Simplest services for car insurance I ever received. They are quite professional and committed to what they do. The communication was flawless as they listened to all my requirements and suggested a solution that is perfect for me, Thanks a lot for the efforts.
review by Reem Harb
I never thought getting my car insured would be this much hassle-free. I appreciate their quick response and detailed orientation by the advisor. The quote suffices my needs. Overall, it was a wonderful experience.
review by Alex Bozukov
To my surprise, they quote a lot cheaper than my existing policy. Saving on car insurance was once a dream as every other service calculates almost equal to your existing premium. Finally, I am enjoying paying for it.
review by Faisal Saeed
Thumbs up to the competent team of this car insurance service as they dearly clarify my doubts and offered the most sought-through insurance policy. I have already passed on the word about them around my family and friends.