What is Temporary Car Insurance or Short Term Cover
Imagine that you could buy car insurance just for a month or a couple of weeks. Wouldn’t that be great? For example, you are a British national working in the UAE. You only spend a month or a few weeks in the UK, while the rest of the time is spent in UAE. In that case, there is no reason that you should pay for a year’s worth of insurance. Well, many car insurance companies worldwide recognize this dilemma. It is why they are offering temporary insurance to people who require car insurance for a short while. As this type of car insurance is quite common in Europe, we received multiple queries from our readers regarding its availability in the UAE.
Do UAE Insurance Companies Offer Temporary Car Insurance?
While many insurance companies outside the UAE offer this insurance, it is not common in the UAE. But it doesn’t mean they don’t offer it. Car insurance is a competitive business. To attract customers, these companies find new ways to meet customer demands. Therefore, if you require short-term car insurance in UAE, PitStopArabia recommends talking to the top insurance companies in the UAE. Even if they don’t offer it currently, multiple queries can motivate them to start offering it. The best UAE insurance companies might meet your requirements and provide short-term car insurance.
Why Choose Short-Term Car Insurance?
There are several reasons for having temporary insurance. For example, you can drive around knowing that the policy covers untoward incidents. Thus, you can avoid the financial and legal costs associated with an accident. If you wish to meet friends, family or explore the city, you don't need to depend on anyone else. Just drive the vehicle without any worries. Some people might think that taking an Uber or Careem is a better option. Well, it might be. But that’s down to personal preferences and keep in mind that, at times, these services might not be available. So, having temporary car insurance is recommended.
Who Should Buy Short-Term Car Insurance?
This insurance type is not limited to a particular class like the British expatriate we used in our example earlier. A variety of people can opt for it. It is also ideal for several types of situations. Let us discuss them.
Non-Car Owners
Suppose you need to borrow your parent's or friend's car to attend a festival outside the city or for another purpose. Instead of buying a yearly car insurance policy, temporary car insurance is ideal.
Travelling
If you plan on travelling to another city for a trip or any other purpose, temporary insurance is highly recommended. Make sure that the insurance kicks in at the moment you set out for your journey.
Emergency Use
Suppose you need a vehicle for emergency use, but you don’t have insurance. Instead of breaking the law, get temporary car insurance.
Wrap Up
This concludes our article. If you have any more questions in mind, feel free to ask us. Driving without insurance in UAE is illegal. Therefore, avoid it or be prepared to find yourself on the wrong side of the law.